Monday, February 17, 2020

An investment scheme to finance boot camps Research Proposal

An investment scheme to finance boot camps - Research Proposal Example This is to ensure that children attention is arrested before they are swayed by peer pressure. Behavioral finance is a new field that tries to combine both the behavioral and cognitive physiology in explaining the reasons why people make financial decisions that are irrational. The financial decisions being made by various institutions mandated with protecting the interests of the vulnerable children are failing to capture the real issues that need to be addressed in order to improve the living standards of the children. Exposing the children to some environment is playing a significant role in diverting them towards the education. As a result, they end up not helping their parents once they grow up (Maisel 2014). Therefore, it is critical to understand the importance of behavioral finance especially while making financial decisions that will affect other people. Investor behavior keeps on deviating from logic and reason. The behavior is mainly affected by emotional processes, mental mistakes, and individual personality. These make it very hard to make decisions. Therefore, investment is not a matter of analyzing numbers. Instead, a large part of investment is embedded on the individual behavior. There are many types of behavioral biasness while investing. For instance, cognitive bias can be seen as a rule of thumb which can lead to a systematic deviation from the correct judgment. Some of the common behavioral biasness that can affect the investors’ decisions includes representativeness, worry, disposition effect, familiarity bias, anchoring, and self-attribution biasness (Maisel 2014). In economics, financial intermediation is a process that involves borrowing money and lending it to other parties that are in dire need for financial support. Children act as an important investment for any government or society. Therefore, in this case, the money from the investors will be used to finance different activities being undertaken in the boot camps.

Monday, February 3, 2020

Answer the 3 questions Essay Example | Topics and Well Written Essays - 1250 words

Answer the 3 questions - Essay Example This way, the laws empowered the states to serve the people, where this was a merit in the collection of revenue to deliver services to the citizens of different states (Bailyn 59). In order to effectively govern the emerging nation, the political leaders at that time made great accomplishments to come up with a workable body of political institutions, customs and laws. Evolution of laws and institutions One key benefit in the law was the creation of institutions that limited the power and ability of the state governments to ensure that there was minimal abuse of power.This was part of the creation of the bill of rights in the first to the twelfth amendment of the constitution, which limited the powers of state leaders and the federal authority. The federal authority was also created as an overall body that brought together the different states that formed the United States of America under the Articles of Confederation to cut down on the powers of the government and improve service delivery to the people. With the creation of articles of confederation or the amendments, there was disunity in the adoption of these amendments based on differences of opinion between federalists and anti-federalists bringing about a state of disunity. This is because creation of laws that protected citizens meant curtailing on the powers of the federal government and empowering state governments and its people. Another challenge was in the issue of internal wrangles in congress, where laws and debates were subject to corruption and ministerial manipulation, which was part of fears emanating from the newly found state of freedom from England. England, in this case was part of the reason why changes took place since it served as a colonial power that colonized America, and then unification of the different states after the declaration of independence. Another factor that led to political change in the America after the revolution was the need to alliances with foreign powers, where this prompted the creation of a confederation of the original thirteen states that created the base for the formation of the United States of America. This again brought about suspicions on the laws that would be passed by state governments in that they would be unjust, which a challenge was trying to get the bill of rights ratified by all the states in the confederation. Conclusion America holds a rich history related to the struggles and warring trends in each of the colonies to represent the political landscape from which the country rose. American politics are thus characterized by revolutions that seek independence from oppositional ideals propagated by the settlers. The cumulative implications of these political changes brought about individual liberty of way of life, full freedom of thought, expression, the press and elimination of religious influence from legislation and education system. These changes were mainly brought about by the political leaders who accomplished the e stablishment of political institutions and customs to govern the emerging nation. Q.2 Introduction The American society underwent a series of intellectual and evangelical renewals that greatly affected a number of colonists, a process that preceded the American Revolution during the late nineteen seventies. This period signaled the advent of an all round evangelism that viewed religion to